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PayPal Credit

For UK customers, there’s now an easy way to treat yourself to the car parts and kit you need using instalment offers from PayPal Credit. It’s a quick, straightforward process allowing you to spread the cost of your purchase over monthly instalments for purchases over £250. Get 0% interest on 6 and 12 months finance or pay just 14.9% p.a. over 18 and 24 months. Subject to availability and PayPal Credit approval.

PAYPAL CREDIT: CREDIT LIMIT AND REPRESENTATIVE EXAMPLE

 If you are approved for a credit limit with PayPal Credit and use it for future purchases with other retailers, the APR for those purchases won't be more than 17.9% and may be even lower.

REPRESENTATIVE EXAMPLE:

  • Representative 17.9% APR (variable)
  • Purchase rate 17.9% p.a. (variable)
  • Assumed credit limit£1,200

Credit subject to status, terms and conditions apply.

HOW TO USE OUR PAYPAL CREDIT CALCULATOR

If a product's price is over £250 this PayPal Credit button will appear on the product's page. It will also appear on the cart page if your order total exceeds £250. You will see a message like this "From £33.56/ Month"- this shows the minimum monthly repayment you would need to make as it is based on a 24 month finance term.

OPEN THE PAYPAL CREDIT CALCULATOR

Click on the button, it will look similar to the example shown above. After you click on the button a window will appear showing the calculator.

1. Use the drop down menu in the top right of the window to select which finance term to display information for- e.g. 6, 12, 18 and 24 months.

2. After you have selected your desired choice you can click on the 'calculate' button underneath and the table below will be updated with new information showing an example of what you would pay.

3. Optionally, you can also calculate outputs for custom order amounts by changing the amount in the top left of the window.

Example

WHAT'S NEXT?

The information on the PayPal Credit button and the PayPal calculator is based on data retreived from PayPal. It will allow you to know the kind of offers you may be able to receive via PayPal Credit. If you decide to proceed with an order on our web site using PayPal Credit then you will be able to see all of this information again through the PayPal web site before deciding to complete your purchase.

This will allow you to see how much monthly repayment, repayment term and the total repayable amount you would need to pay based on which option you choose. From that page on the PayPal web site you may then choose which repayment schedule to use before confirming your choice on the PayPal website and then being redirected to our web site's order summary page giving you the opportunity to confirm your order. Your order will not be final until you click the confirm button on this page.

Please also note that the total amount payable will change depending on the shipping option (1) you choose on our web site's order summary page. A table of information (2) on this will be clearly visible on this page and will update the relevant figures when you select your shipping choice.

Example

ABOUT PAYPAL CREDIT

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases.

How much will my credit line be?

To determine the size of your credit line we use the information you provide in the application form along with internal PayPal data and an external credit check.
 
For more information about PayPal Credit please click here to look at the details on the PayPal web site.